I too have had issues with Provident Funding. The company has sent out letters claiming I lack the insurance coverage they require, so I send back the info regarding my FULLY COVERED policy, agent info, email, phone number. My correspondence was apparently thown in the trash as they slapped a forced premium on my mortgage. Can you say SCAM? Big regrets dealing with this company...it is one problem after another dealing with them. Good luck getting an employee to talk to. read full review »