I signed up for Credit One to help boost my credit rating. I already had three cards from reputable companies and paid the balance in full every month. I had no problem with the annual fee (although outrageous), but they do have the hidden fees. Did not read fine print. My fault. Have written them to cancel my account. They ignore it. THAT screams fraud. I paid online so now I have to go to the bank and my lawyer tmw in case they decide to use my bank digits to clean me out. read full review »