Beware of this company, First Data Merchant Service. They give you low rate at first, then change to higher rate later. They charge for equipment leasing when you can get it for free at other company. when close your account, there is closure fee also which is bullshit. i return equipment back to them but yet they still try to withdraw the amount from my account. They give me such hardship when i close my account with them. BEWARE OF THIS COMPANY, , , FIRST DATA MERCHANT SERVICE.. read full review »