I always made my payments on time. The interest rate sky rocketed and the annual fee when up to almost 100.00 dollars without any notice. So that made me go over the limit. I called them and told them that I could not afford that, because I lived on a fixed income. By the way my Credit limit was raiseed to 1000.00 dollars the year before, ( 2008). So I canceled my card. They had all my Bank information and I was paying them off in checks, because I could not get back on line to make a payments. So they took it upon themselves to set up autopay... read full review »