At the Beach, Inc offers low monthly rates for upgrade tanning beds and spray on tans...if you sign a contract for a year. The rates go even lower if you sign a contract for two years. Most people who are looking to save some money end up signing a contract, NOT realizing that in all actuallity the are APPLYING FOR A LOAN through Affiliated Acceptance Corporation. Upon signing your "tanning contract" the tell you "You can suspend your contract at any time if you don't have the funds." They don't make it clear to you... read full review »