I applied for an American Express Skymiles card and wanted to transfer my miles from NW Airlines World Perks to Delta Skymiles because NW had merged with Delta. AmEx told me that I didn't qualify because I didn't have an adequate credit record. I sent them a copy of my Experian credit report showing a very high credit score--within the best 3 percent of all people. But they never apologized or took any initiative to reactivate my card request, and I was to fed up to bother to apply again. read full review »