Ok, well I guess I am one of the lucky ones in this string of complaints...after picking the agents brain for almost an hour to which he referred to this policy roughly 10 times as a "Group Plan" that is Nationwide I realized when I hung up the phone that this type of a policy does not exist... I am a licensed Insurance Agent and have been for many years, I write Property and Casualty so I know just enough about Health Insurance to get me in trouble... This policy as verified with the companies home office is a "Limited Benefit... read full review »