I was just called by first source collection about a past due balance I had with Target. I asked if they could call me back next week as I am working with my EAP tp determine if bancrupcy is the best solution for me. The 1st person I talked to asked "how can u set a commitment if u have neglected to pay your bills for the last 6month" after I told him he insulted me and I wanted to speak to a manager he told me I had insulted Target. Again I asked for a manager and ststed I would send in a payment before I allowed himto make any... read full review »