I know that when you begin to take the steps to repair bad credit because of poor choices in the past, you have to face obstacles such as high APR's, low credit limits, and upfront fees; however, one experience you should never have is poor customer service. I opened an account with Credit One Bank less than six months ago. I am in good standing financially, but my credit is poor, so typically I will charge something on the account and pay it off within the same month just to create good credit history. My two biggest complaints with thi... read full review »