Paid off our Kubota tractor via monthly autodraft - paid every month in full for 4 years. Confirmed that there was nothing we needed to do to cancel autodraft (confirmed in writing by KCC Jan 2010) once the final pmt was made. Received payoff contract and a small overpayment refund in Feb 2010. The following month Mar 2010, Kubota drafts our account UNAUTHORIZED for another monthly payment. Contact Kubota - they have no record of the draft so I have to contact the bank, get all the doc and fax it over (since they're not yet in the 21st... read full review »