I was not using my card, fact I was issued a new card in November but as of March had not yet used it so decided to cancel. It took me over 26 minutes on the phone listening to David the customer representative lecturing me on my decision and furthermore he refused to cancel the card unless I listened to all the reasons why I should not cancel I was very insulted by his talking down to me and trying to force the card on a customer. I was also concerned as a small credit is due me yet the 'customer service' did not offer that it would... read full review »