Saxon Mortgage Services: Reconstructed mortgage loan May 21, 2008. Have not missed one payment. Saxon says we have made no payments since October despite the fact that we have cerified-mailed and faxed the proof of payments. Thet took $15, 500.00 upon loan reconstruction and never told us where it went. Now they have filed a default otice 24 Dec. We have talked to HOPE NOW and have a HUD Counselor as of 01/31/09. We have not made our Jnauary payment because Saxon did not recoed the December payment and returned November payment. In addition to... read full review »