Ok, Commerce was a great bank. I had my personal account through them as well as my business account. I noticed that in the last 6 days a had 6 overdraft fees on my debit card purchase of a cup of coffee, lunch and other little things I use my card for. I went to T.D. Bank yesterday and this is what the big shot at the desk told me. " I am sorry mister stuart...these are just TD. Banks new policies as of september of 2009. You just have to endure this until July 2010 when the federal government stops us from doing this as no bank will be... read full review »