I just received a phone call from Citi Card at 8 am on Saturday. I've never received any kind of call like this before. They said that my Union76 bill was past due. Okay, we've never paid a bill late in our adult lives, 30 years of credit history. When we receive a bill, we pay it. That's our system. I though maybe our new bank's e-payment was hung up somehow. Still, I had never received a phone call like that in my life and it seemed odd. After I hung up, I went through the bill drawer and discovered that they had not... read full review »