These people get you by offering a low rate on magazines and a bunch of other "free" things that are suppossed to come with them. Once they get your card info and ssn you can consider yourself screwed! I have not received not even one magazine in the 6 months that I have had the fee coming straight out of my account monthly. When you try to contact them it is impossible! When they finally screw up and call you to offer you some more "free" stuff they will not discuss your account with you and they will not transfer you to... read full review »