Received unsolicited mail informing me that I had authorized by phone monthly payments of $12.95 to be automatically deducted from my account. They do indeed have my debit card information. My correct name was on the mailing envelope and on an enclosed membership card. The card also provided me with a membership number: 0433201557. I have never in my life before heard of this outfit; I have never talked with any of their agents or representatives on the phone; I never requested the provided membership; I most positively never authorized charges to my debit card. read full review »