BUYER BEWARE after an hour on the phone they refunded the $29.95 membership I did not sign up for. Also they canceled my membership as I asked. THEN a month later I see $1 pending charge in my BofA account from the Smart Savings Center. I spend an hour and a half on hold then they tell me "Oh that $1 is a pre charge for my AUTOMATIC ENROLLMENT in my SECOND MEMBERSHIP that I also DID NOT sign up for. When I checked the tiny box ( I have read the terms and conditions) that they force you to sign when making a purchase I did not see the fine... read full review »