Well, I wish I had came here before opening an account with this company. It begin when I had set up auto pay, when my payment failed to come through the bank I checked my account and found out auto pay magically was turned off which of course made my first payment late. Because they claim I was late, I was slapped with a 39.98 late fee and a returned check fee of 39.98. I'm not quite sure how they can can get away with this. I called to talk with customer survive, WOW!! they must be the most unhappy people out there, this lady had the... read full review »