I was the victim of identy theft and a credit card was opened in my name in the ammount of $300.00 and almost $200.00 were fees to start the card. ie: Start up fee $75.00, initial set up fee $95.00, processing fee $75.00 this left a little over $100.00 of available credit on that card and it was used to play on-line games all without my knowledge, ..the card was issued by First Premier Bank and I called them to explain and refused to pay the $300.00. They sold that debt to a collection agency that jacked up the ammount owed to $545.00 and... read full review »