I received my Kohls bill in the mail on 2-10-10 with a due date of 2-11-10. I paid the bill on 2-11-10 online. The payment didn't post until 2-12-10 resulting in a $30 late fee. I called customer service and they only removed 1/2 of the late fee. This is not fair, 1st of all a customer should have some time to pay a bill. Also the bill was paid on the day it was due, so really it wasn't late. Maybe thats why I didn't use that card for years and years until a cashier got me started saying I would save 20% off. True they did give me 20% off, but they got that back in late fees. Cash or debit is the way to go. read full review »