Ocwen reported me as 150+ days past due, when I only skipped two months to get approved for the home remod. I never hit 90 days of not paying my mortage so they could not foreclose on my home. I was approved for the remod, but they are reporting my credit like I just didn't pay them for that many more months. I was expecting the 60 days past due, but the 150+ is rediculous. I also dread calling them because I always get someone in India. Can I please speak to an American or someone who speaks clear English???? I would go to another lender if I could, but I am stuck. read full review »