My husband and I were put on a repayment program from nov.2009-march 2010 for our mort. with gmac. was told only thing we could do because they had our mort. even though we have a hud fha loan.I called in jan. to sent paperwork to them because i this was the 2nd time i have sent it, they said i didn't complete it right or couldn't read it.was told we were 3 months behind and defaulted on repayment program.I have original copies of all payments and statements that we were approved each month on the repayment program, and copies of all... read full review »