Finance Charge will incur if you make your payment too early. I opened an account with CareCredit to pay for braces. It was to be an 18 month no interest account which allowed for one late payment before the finance charge would be added to the account. I did have a payment due of about 59.00 on 9-20-09. I realized on the 21st that I was late, so I made a payment of 180.00 covering the September and October payments. My October statement arrived with the finance charge added to the account. When I called to question the charge I was told... read full review »