I obtained a Salute Card Visa after a very difficult divorce in the hopes of restoring some of my credit rating... Like everyone else on here, I paid the ridiculously-high annual fee as well as the "monthly maintennance fee" (even when I had a ZERO balance!) for almost two years. This past Christmas, I put $450 on the card, and when I tried to use it soon after, the card was declined. When I called their "customer service" number, I was informed I had "no credit available." Thinking perhaps I unintentionally... read full review »