Checking my Credit Report, I found a negative report from ER Solutions that stated I had a uncollected debt. when I called they had o record of me ever being in their accounts. I never had any collections and this negative report has dropped my credit score over 20 points. I called and got the company to acknowledge it was a mistake, but they have not done anything to rectify. They are unable to tell me whose company they are collecting for, as they have no record of any debt on my part. and my creidt is still damaged by their mistake, maybe my lawyer would get better luck. read full review »