I MYSELF HAVE FALLEN VICTIM TO THIS THERE IS NO TRUTH IN DISCLOUSURE FOR FEES ITS THE OLD BAIT AND SWITCH.WORKING IN LAW ENFORCEMENT IN AZ I ENCOURAGE ALL ARIZONA PESIDENTS TO FILE A THEFT BY DECIEPT AND FAILURE TO DISCLOSE.ALSO WITH THIS BEING ON THE WEB THE POSS THEFTS ARE TAKING PLACE ONLINE WHICH MAKES IT FEDERAL AND FELONY.IVE CONTACTED AND FOUND THERE IP ADDRESS.I SUGGEST YOU CONTACT YOUR BANK TO HAVE A NEW CC CARD ISSUUED, AND FILE A COMPLAINT...GOOD LUCK read full review »