This bank does not know what they are doing. when I opened an account, I was very clear that I did not want transaction approved unless there was money in the account. This was how the account worked for a few months and then a "computer" decided to start approving transactions without regard to having money in the account. Then I set up external transfer for paying my rent. They did this one month and then decided that since my name was not on the receiving account, I could not do this. Yet another feature sold to me that does not... read full review »