my friend michele has been denied her 6th attempt for a loan modification with OneWest Bank. Their reason? i quote "Therefore as discussed above it is in the best interest of the investor to foreclose on the property than to approve a loan modification due to the associated costs." the real reason? She has built equity in her home over years of timely payments! michele works two jobs and lives like a church mouse. Were it not for losing a roommate she would not be in this predicament. Bank of America has decided it is in the... read full review »