(Recently found that Jay had gotten my original account deleted so I reposted this under a new name. I am still available for contact anytime. If Jay's grant program is destroyed, his entire operation is destroyed.) Jay Keldon aka Joseph Raymond Zeock aka Joseph Christopher aka Mathew is one of the smartest con men around. Jay Keldon has been ripping off telemarketing companies for years. I am not a company who has been ripped off by him but I am someone who has worked with him. He owes people who worked for him money. He owe... read full review »