I purchased a Rainsoft system in 2006 - despite never being late on a single payment and even paying ahead my interest rates were increased by AMERICAN FINCO to 21%. When I was sold the water system the Rainsoft dealer told me that my interest rates would never increase past the 11.99% APR we agreed to. (THIS WAS ALSO TOO High but the slaesman came in and scared us into buying a system.) Anyway I started seeing the increases in the rates and called AMERICAN FINCO to dispute - I was told that AMERICAN FINCO had made a business decision to... read full review »