I have been contacted by this company regarding a debt that is not mine. They even admitted that the middle initial does not match mine and the address they have is a New Mexico address while I live and have always lived in Minnesota. They still insist that I just pay them to get them to stop calling. I am going to contact Clark Howard about this - Clark will shine some well needed light on this company. What a neat scam...scare and bully innocent people into sending them money and because they are a collection company they can get away with it. read full review »