I thoroughly investigated and research this insurance before I purchased a policy in August 2009 for my husband and daughter. In November, i received about $700.00 in lab bills for my daughter. Upon contacting the company, I realized I was paying $120.00 a month since August but my daughter was not covered. After speaking with J. Langston and being informed that a former employee, Ed Turner hadscrewed up my account, I was refunded $600.00, the amount paid for my daughter. In February, my bank account was drafted $219.00 unauthorized and I... read full review »