after a year of double talk and sending citimortgage paperwork over and over again...they now submited to the credit bureau that I was behind on payments...they then agreed it was in error...but the damage has been done...credit cards companies started cancelling my cards...I have never been even late on any payments...furthermore...they did NOT pay my taxes or my insurance and I had to come up with the money on my own...I am in much worse position due to citimortgages errors ...I want to know how to sue them or be a part of class action read full review »