We have been getting repeated phone calls. The caller ID says "Loan Counseling". I have not answered the calls because is an 800 number and I figure it is some type of sales call. After 3 days in one day I dialed the number back and found that it is BAC Home Lone Servicing. The automated answering machine wants me to enter my loan number or my social security number. I answer no to this because I figure if they have called me, they should know why they called. (Now-a-days you can't trust giving your ID or information to an... read full review »