I have had the emerald card from HR block for about a year and have had only a few issues with it. But recently I have had a major problem out of them. I purchased something and when I recieved it I was lied to about what I was recieving. So I talked to the merchant and they refused to give me a refund. So then I called HR block bank and filed a disput with them and gave them everything they asked for. I called there disput hotline for several days and didnt get to talk to anyone, I left several messages and never got a call back. Well a... read full review »