We have been with AHMSI for 5 years and the last 4 years they have done nothing but mess up our credit. They have not reported on our credit for 4 years now and on top of that the last 3 years they would credit a payment, then hold a payment, then credit a payment, then hold a payment. In the middle of this mess they changed our account number without even letting us know the new number. So now I send the payment certified with the correct account number and they continue to hold our payments without giving us an a accurate accounting our of... read full review »