I recently found out that Bank of America has listed me with Experian as a bad payer. I had no idea I was a bad payer as I have been paying my mortgage religiously and have actually paid my mortgage in advance by more than one months payment. When we called the bank they confirmed we are paid in advance and then proceeded to inform us that they will not remove our name from Experien, and that it is our problem. I am really angry about this situation, as I am new to the country and have had mortgages in the country where we lived, for 20 year... read full review »