This unethical company practically inserted a camera up my rear end to get as much info about me and my excellent credit as they could; after a month of sending them every item they requested, and me having a credit rating of 860, they denied my refinance, with no explanation. They made me pay for an appraisal at $450., a credit report for $45., spoke with my financial planner for more financial info, and then denied the loan. read full review »