I used America One and was disappointed with the rate I received. I saw on the website they were advertising a 6.9% rate. Mine came back way higher, 9.5%. I have good credit. I don't see why places post one rate and then give you another. It seems like alot of places do this. They told me I could get my money back if I was able to get a better rate somewhere else but I have no idea where to go, that's why I retained there services. I guess Im out with my high rate. read full review »