I got a First Premier credit card thinking that it would help build my credit. I got the card fully knowing the fees that were involved with the card. The first month into the card I made a payment on the card, and I had never used it. I get a phone call 15 days after I made the payment saying that I had put in an invalid bank account number, and that my payment failed. But here's the deal... I was mailed my monthly statement before I was called showing that the payment had been credited, and I am positive that I entered the correct bank... read full review »