Back in 2008 we were given an bill for the total amount (our portion vs. what the insurance pays) for my son's braces for a 27 month treatment, the Total was $2700.00. We had the option of paying up front or monthly, we chose to pay the total upfront. Now with 3 month left to go on my son's treatment, my son has decided to go into the military and have his braces removed early. Monarch agreed that my sons treatment would be complete by the end of April and would not need the 3 additional months of treatment, Monarch agreed to remove... read full review »