I, too was just asking why I was getting sent emails to my "Junk File" stating that my credit score was being jeopardized and I wanted Experian to check to see if everything was o.k. The next thing I know is that my checking account is being charged $14.95. I was under the assumption that it was a one-time charge to check out this information. Now, I see that this is a monthly fee. This is becoming a new way for companies to get extra money from people. You subscribe or buy one thing, and you get charged for additional things not mentioned. read full review »