I have been with Juniper Bank Credit Card for over 4 years. It was great! I always paid on time, never missed a payment, always payed more than the minimum, I did a balance transfer from another bank to Juniper, and was over the limit by $.07. that is Seven Cents!! they increased my interest from 17% to 29%. HOLY S@#T. I couldn't believe it. I call and they said that THAT WAW THAT, AND SORRY BUT THAT IS WAT IT IS. I'm closing the account, this is bank rip-off. Beware of the new banking rules. read full review »