I along with a Sears Sales Representative contacted the Home Improvment Credit Card Group to extend my line of credit to allow for the purchase of a Sears aircondition to obtain the 12 months at no interest option. I was denied credit extension and provided no reason. My credit history is impeccable. I am a retired person whose gross income has greatly been reduced, but I have a 401K supplement to my income, and a cushioned bank account for unexpected expenses. I was outraged at Sears denial to extend my credit limit to qualify for the 12... read full review »