This past Saturday I received a non-specific letter in the mail stating my interest rate would increasing, "due to current economic climate". I have an excellent payment history. They are also raising the late charge from $19 to $29. The letter "helpfully" pointed out that one can avoid late charges by paying on time. I couldn't find any specific information about how much the my card was rising. I phoned and was told to see the back of the letter. There, in tiny print, possible font size negative 8 or something, I saw... read full review »