I WAS READING THE OTHER PERSONS COMPLAINT AND THE PEOPLE AT BANK OF AMERICA ARE THE DUMBEST PEOPLE I HAVE EVER DEALT WITH.THEY SHOULD HAVE NEVER GOTTEN A CENT IN THE BAILOUT MONEY.I HAVE NOT HEARD OF THEM HELPING ANYONE.I DEALT WITH COUNTRYWIDE AND THEY WERE GREAT THEY GAVE ME A MODIFICATION WITHIN A MONTH.THEN BANK OF AMERICA TOOK OVER AND THEY CANCELLED IT 2 WEEKS BEFORE IT WAS FINALIZED.I HAVE BEEN DOING THIS MODIFICATION PROCESS SINCE DEC. 2008.OVER A YEAR ME AND MY TWO LITTLE BOYS HAVE BEEN IN FEAR OF LOSING OUR HOUSE.I HAVE APPLIED AND... read full review »