I have been unemployed for almost a year and a half. For the most part I have been able to meet my obligations but I did encounter a very tough period when I had been informed by the state that my unemployment benefits were going to be ending. I had a mortgage, car insurance, credit cards - you name it.<br /> <br /> After finally catching up on just about all of my bills I began to receive legal notices from a Massachusetts based attorney representing the Northern Mass Telephone Workers Credit Union. Firts off I was shocked to... read full review »