To my knowledge, I did NOT sign up for this service. I was reading my e-mail and opened a pay day loan e-mail. On Wednesday, I received an e-mail from Liberty Discount Club ( I was not available to read e-mail on Wednesday but opened it on Thursday, April 8, 2010. I called and cancelled but the fee was already sent to my bank account). Since I do not have a positive balance, it will cost me overdraft fees. I am elderly and on a fixed income of 1200.00 per month for my disabled son and myself. This has made a harship on me as $25.00 is a... read full review »