WAS IN A LOAN MODIFICATION WAS REMOVED WITHOUT KNOWLEDGE AFTER 1 YR...PAIDALL MONIES THAT WERE DUE BUTNOW THEY SAY I AM IN DEFAULT, , SENT IN FEB. 1, 266.00 AND WAS ONLY BEHIND 1 MO. ON PROGRAM, FOR MAR. SENT 410.00, AND THEY SAY I AM STILL BEHING1, 649.04...WAS ON A FIXED RATE WITH COYNTRY WIDE BUT BANK OF AMERICAHAS CHANGED IT TO A MODIFIED CONV. ADJ. RATE MTGE..DID NOT KNOW THEY COULD CHANGE YOUR RATE WITHOUT INFORMING YOU..BALANCE ON HOUSE IS NOW HIGHER THAN WHEN FRIST PURCHASED, , DON'T KNOW WHAT THEY DID WITH MONIES SENT TO THEM AND... read full review »