Steer clear of Amerisave!!! If you fill out the on-line inquiry you get bombarded with emails and phone calls from them. They talk a good game, and if you decide to do a refinance with them they require your credit card number up front to charge you for a credit report fee. Then comes the $425 fee that you have to pay their appraisor, who appraises your home value super LOW. I cancelled my refinance with them within a week and a charge for $500 appeared on my credit card for "mortgage services". When I questioned them I was told it wa... read full review »